Mobile Home Park Refinancing and Financing
Mobile Home Park Financing and Refinancing
Earth Works TrustMobile Home Loans In Park or Home Only on LandLand Home Loans - With or Without LandModular Home Loan With or Without LandFHA Purchase, Refinance, Streamline Refinance,      Loan Limits Vary by CountyVA Purchase, Refinance, Streamline Refinance,      Jumbo Mortgage up to 1MEarth Works Trust Philosophy
Creative Financing Solutions

Our seasoned management team has worked in the financial community
for three decades in both local and national markets.  We act
as the intermediary for clients seeking either or both
commercial loans or commercial mortgages.

We partner with traditional and non-traditional lenders, regional
and national banks mortgage REITs, agency lenders, credit unions and
private equity funds.

We take pride in our long-standing lender relationships and the
determination to generate superior results for our clients.  
This proves vital in every transaction in which we engage.

Loan Criteria:
Commercial loans are extended to borrowers upon the review of the
company's balance sheet and profit and loss statement.  
Our focus is on the company's management, systems, operations,
products, customer base and cash flow
as well as the value of the collateral.

Ideal Criteria Includes:
Manufacturer, Distributor, Wholesaler, Retailer or select service
companies. History of earnings and cash flow. Firms experiencing
rapid growth, operating turnaround dynamics and/or high leverage.
Business Loans -- Commercial Loans -- Commercial Mortgages
Unsurpassed Service
Superior Edge in the Industry
Your Trusted Financing Resource
Project Success!
Start Here!

  • Delivering unsurpassed service ensuring a smooth and successful close.
  • Providing access to a broad spectrum of potential capital resources.
  • Accommodating institutions and individuals with creative "out of the box" financing.
  • Supporting a typical turnaround time of 45 days.
  • Featuring a Non-Exclusive Contract highlighted by a success fee that is only payable at the time
    of settlement.
Why Choose Earth Works Trust?
              BBB A+ Rating
Commercial Mortgages
Loan Types
  • Long Term Fixed Rates
  • Non-Recourse Products
  • SBA Loans with
    Amortization up to 25 yrs
  • Up to 90% LTV Products
  • Mortgage Products for
    Low Credit Scores
  • Short Term Bridge
Property Types
  • Manufactured Home and
    Mobile Home Communities
  • Mixed-Use Properties
  • Shopping Centers
  • Office Buildings
  • Apartment Buildings
  • Assisted Living Facilities
  • Skilled Nursing Homes
  • Surgical Centers
  • Warehouse Properties
  • Mini-Storage Facilities
  • Not-For-Profit (501(c)3)
Loan Amounts
  • Owner Occupied
  • Investment Properties
  • Acquisition
  • Refinance
  • Construction
  • Bridge Loans
  • Hard Money
  • Small Business and
    Commercial: $100,000 to
  • Middle Market: $3,000,000
    to $50,000,000
  • Large Corporate:
    $50,000,000 and up
Commercial Mobile Home Park Loans
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA,
Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West Virginia WV, Wisconsin WI, Wyoming WY
Mobile Home Park Loans
Services include asset-based lending, traditional secured loans, and capital markets services. We can offer access to working capital to
help you maintain your day-to-day operations and get the funding you need to pursue your plans for growth. As your business grows, we
can connect you to additional resources so that all your financial goals are met.
International Moving and Storage Company
LOAN TYPE:  Debt Restructure
AMOUNT: $31,415,000
$19,415,000 Conventional Loan LIBOR plus 3.25%
$5,000,000 SBA Loan was fixed at 5.25% for 5 years,
adjusting every 5 years with 25 year amortization;  
$7,000,000 sale/leaseback on building
Tax exempt credit facility
LOAN TYPE:  Refinance
AMOUNT:  $8,100,000
TERMS & RATE: $4,500,000 tax-free bond; 5 year term
amortized for 20 years; 4% fixed.  $2,400,000 USDA term
loan; 5 year term amortized for 20 years; 4% fixed.
$700,000 conventional mortgage 5 year term 5.5% fixed.
$500,000 12 month LOC revolving, prime +1
In five business days, our team secured a $1,000,000 asset
based credit facility, and assisted in negotiating an
intercreditor agreement with a local lending institution
to provide a "carve-out" of their security interest in the
client's accounts receivable base.

Enabled  client to secure the new financing and to continue
its growth
while preserving the existing bank/client relationship
National Restauteur executing lease option
LOAN TYPE: Commercial Loan
AMOUNT: $1,105,000
TERMS:  Fixed for the first 5 years and reset every 5 years
for a total of 15 years.
RATE:  4.00%
Pre-Revenue Pharma Diagnostic Company was in
technical default of their $40 million credit facility.
LOAN TYPE: Refinance
AMOUNT: $21,500,000
TERMS:  24 months interest only - 12 mo. Interest Reserve
RATE:  90 LIBOR PLUS 12% "Current Pay" and
5% "Accrued in Kind"
28,800 square foot, one story, multi-tenanted office and
commercial property including physical rehab center
LOAN TYPE: Refinance
AMOUNT: $2,250,000
TERMS: Fixed rate for 5 years with another 5 year reset
totaling a 10-year-term, 25-year amortization
RATE: 4.35%
Free Quote - No Obligation
No Initial Credit Check
Commercial Mobile Home Park Loans
Commercial Loans
Loan Types
  • Business Expansion
  • Acquisition
  • Restructuring
  • Debt Consolidation
  • Equipment Lease/Purchase
  • Accounts Receivable
  • SBA Financing
  • 80% Advance on
    Accounts Receivable
  • Up to 50% Inventory
  • Up to 75% of the
    Liquidation Value of
  • Impaired Credit Situations
  • Personal Credit Problems
  • Highly Leveraged
Industry Types
  • Manufactured Home and
    Mobile Home Communities
  • Manufacturers
  • Distributors
  • Service
  • Not-For-Profits (501(c)3)
  • Retail
  • Hospitality
  • Restaurants
Loan Amounts
  • Small Business and
    Commercial: $100,000 to
  • Middle Market: $3,000,000
    to $50,000,000
  • Large Corporate:
    $50,000,000 and up
Our Services
Financing for
Purchasing and Refinancing
Mobile Home Park Loans
Commercial Real Estate
Asset-Based Lending
(Lines of credit secured by
accounts receivable,
inventory, and equipment)
Bridge Loan Financing
BBB A+ Rating
Services include asset-based
lending, traditional secured loans,
and capital markets services.

Mobile Home Park Loans | Mobile Home Park Financing | Mobile Home Park Refinancing